Receivables and SPV Funding
We help those who are not eligible or are not ready for traditional asset-based or commercial bank loans. We are a leader among receivables financing companies, working with companies in unique industries or in special situations. Our customized liquidity solutions help businesses grow by leveraging the entire receivable life cycle, including current, non-performing, and charged-off receivables to meet short and long-term financial needs.
Compound Investing. Very few companies approach investing the way we do, allowing compounded growth to take place with no current pay interest or repatriation of funds. This creates less debt, greater business value, and faster growth for the operator. You secure funding quickly while eliminating the expense of a traditional bank loan or increased line of credit. Because we want to work with companies long term, we can make up to seven-year commitments to be your sole funding source.
Take advantage of our receivables management expertise. Our analysts, finance experts, and performance managers give you advanced receivables related analytics and proven debt-management strategies. We review operator accounting, cash management, cash flow efficiencies, collection activities, and profitability measurements. It’s added expertise that builds a stronger, more efficient business, and a safer investment for our stakeholders.
Keep control of your business. Our approach to A/R funding and receivables based lending helps you seize opportunity, profit, and grow. We do not seek operational equity in companies and we don't attach restrictive contingencies. Most importantly, we don’t manage your business, you do. Our interests and risks are with receivable assets only, and typical forward-flow fundings range between $10M - $100M+.
VION will buy a single pool of accounts receivable on a spot basis to accelerate cash flow for a specific purpose (make an acquisition, pay a debt, pay taxes, manage balance sheets), or to exit a discontinued operation or liquidating division.
VION will buy ongoing originations of commercial and consumer receivables to support working capital needs of companies "in transition." Early-cycle companies, high-growth companies, management buyouts, debtors-in-possession, turnarounds, bank workouts can all benefit from an appropriately structured facility.